VillageBank 360
A complete savings-and-loans management platform for village banking groups, SACCOs and community lenders.
Overview
The problem
Village banking groups still run savings, shares and loan books on paper ledgers and spreadsheets, which makes balances hard to verify, share-outs slow, and fraud difficult to detect.
Who it's for
Group administrators, treasurers, loan officers, cooperative managers and members.
Industry
Community Banking
A cloud-hosted, mobile-responsive platform that tracks every member, share, contribution, loan and repayment in one auditable system, with automated interest calculation and cycle share-out reports.
VillageBank 360 digitises the full village banking cycle — from member registration and share purchases to loan disbursement, repayment tracking and end-of-cycle share-out.
Features
Member Management
Full member registry with KYC details, shares and standing.
Savings & Shares
Track contributions, share purchases and balances per cycle.
Loan Management
Applications, approvals, disbursement and repayment schedules.
Dashboard
Live view of group funds, arrears and portfolio health.
Reports
Cycle share-out, arrears, and statutory reports in one click.
Notifications
SMS and email reminders for meetings and repayments.
Audit Trail
Every transaction stamped with user, time and change history.
Screenshots
Benefits
Eliminates ledger errors and disputes at share-out
Cuts meeting admin time by up to 70%
Gives officers instant visibility of arrears
Builds a credit history for members
Transparent, auditable group finances
Easy Share-Out Calculations
Technology
See VillageBank 360 in action
Book a guided demo with our team — online or at your offices in Lusaka.